Credit repair allows you the chance to dispute and then correct inaccurate negative items on your credit reports that could be hurting your credit scores. If you’ve been working to get out of debt, there is a wide range of errors it can potentially create.
- Missed payments that you made on time, which could happen when you arrange a repayment plan with reduced payments.
- Incorrect account statuses, such as an account reflected as “Settled in Full” instead of “Paid in Full.”
- Outdated information, since negative accounts can only remain on your credit report for a set period.
- Re-aging, which occurs when a debt collector or creditor changes the “purge-from” date of an account and causes it to remain on your report longer than it should.
GET ALL OF THIS AND MORE REMOVED AND REPAIRED BY ONE OF MY TRUSTED MENTEES!